Hello, I'm Lori Gephart, a Licensed Psychologist in Pennsylvania with 36 years of experience providing therapy for adults. My focus is on helping individuals across the state of Pennsylvania navigate anxiety, stress, family conflicts, grief, insomnia, and trauma to discover peace and joy. I customize treatment plans to fit each client's unique needs, often addressing past trauma, anxiety, depression, and negative thoughts. I provide a safe environment and tools for healing, aiming to help clients achieve their desired life. Using an eclectic mix of therapeutic techniques, I guide clients from their first session towards personal growth and a balanced life.
You have two options when you consider therapy; Self Pay or Insurance
Self Pay:
Are you looking for a warm, private therapy space - the kind where your story stays yours? Your mental health deserves privacy, flexibility, and choice. My self‑pay psychotherapy services let you access care without the limits of insurance; no diagnosis required, no session caps, no hoops to jump through. Just confidential, personalized therapy designed around your needs. With self-pay, no diagnosis is required and nothing is added to your medical record. My 36 years of experience allows me to tailor treatment to your needs.
Benefits of Self-Pay Therapy:
1. No diagnosis - your mental health history stays yours.
2. Complete confidentiality - no insurers, employers, or lenders involved.
3. No session limits - therapy continues as long as it’s helpful.
4. More therapist availability and shorter waitlists.
5. Flexible scheduling
6. Your goals drive the work - not insurance
Investing in your mental health is one of the most meaningful things you can do for yourself - and for everyone around you. I am here to help you move forward. If you’re ready for care that puts you first, reach out today.
Insurance:
To use your insurance benefits please click on the appropriate link below to check your copay and deductible and book your first appointment.
I am accepting new clients and I have evening and weekend appointments available.
Please note that, per my license, I can only meet with clients who are physically located in Pennsylvania at the time of their sessions.

Cash / Self Pay for those who value privacy, flexibility and control.
Aetna
Blue Cross Blue Shield of MA
Geisinger
Geisinger Medicare Advantage
Highmark of PA
Independence BC
Meritain Health
Providence Health Plan
UnitedHealthcare Medicare Advantage
All Savers Health Plan
Allegiance by Cigna Healthcare (ClaimDOC)
AmBetter from PA Health & Wellness
Ameriben Solutions, Inc. (Partners Direct Health)
American Plan Administrators (Partners Direct Health)
BRMS (Partners Direct Health)
Carelon Behavioral Health
Centivo
Cigna
ClaimDOC
Compass Rose Health Plan
Core Management Resources (Partners Direct Health)
Diversified Admin Corp (Partners Direct Health)
EBMS (Partners Direct Health)
Edison Health Solutions (Partners Direct Health)
Emblem Health (United Healthcare)
Evolution Healthcare - EVHC (Partners Direct Health)
GEHA – UnitedHealthcare
HealthSCOPE Benefits (Partners Direct Health)
HealthScope Benefits - UnitedHealthcare
HealthSmart (UnitedHealthcare)
IBA (Partners Direct Health)
Imagine Health
Imagine 360
Insurance Program Managers Group (Partners Direct Health)
Insurance Services of Lubbock (Partners Direct Health)
Keenan (ClaimDOC)
Kempton Group Administrators
Luminare Health (Partners Direct Health)
MedBen (Partners Direct Health)
Oscar Health
Oxford Health Plans
Personify Health (Partners Direct Health)
Sana Benefits
SisCo (Partners Direct Health)
Surest
SutterSelect (United Healthcare)
TLC Benefits Solutions (Partner Direct Health)
The Alliance
The Health Plan (Partners Direct Health)
Total Plan Concepts (Partners Direct Health)
UMR
UnitedHealthcare
UnitedHealthcare Global
UnitedHealthcare Shared Services
UnitedHealthcare Student Resources
Varipro (Partners Direct Health)