Hello, I'm Lori Gephart, a Licensed Psychologist in Pennsylvania with 36 years of experience providing therapy for adults. I am accepting new clients and I have evening and weekend appointments available.
Grief changes everything - your routines, your relationships, your sense of self, and the way you move through the world. Whether your loss is recent or years old, you deserve a space where your experience is honored without pressure, timelines, or insurance requirements. Self-pay therapy offers private, flexible, and deeply personalized support as you navigate life after loss.
Your story stays between you and your therapist. No diagnosis is required, and no information is shared with insurance companies.
Grief doesn’t move in a straight line. Self-pay therapy allows you to adjust session frequency based on what you need week to week.
Every loss is different. Self-pay therapy gives you the freedom to explore your grief at your own pace—without session limits or external restrictions.
No waitlists. No medical-necessity rules. No limits on session length or depth. You get direct access to care when you need it most.
Out-of-Network:
We have partnered with Mentaya, a service that streamlines getting reimbursed for your therapy sessions through out-of-network benefits.
Mentaya is perfect if you:
• Have out-of-network benefits
• Feel overwhelmed by superbills and insurance
• Have submitted superbills but failed to get any reimbursement
• Simply want to skip the hassle of paperwork!
Here's how it works:
1. Check your out-of-network benefits by clicking here.
2. Next, schedule by clicking here.
3. Our practice will enter your sessions into the Mentaya platform.
4. Mentaya submits the claim and handles any insurance follow-up.
5. Mentaya charges a 5% claim processing fee.
6. You get reimbursed by insurance!
Grief can bring sadness, anger, guilt, numbness, confusion, and moments of relief. Therapy helps you understand and navigate these shifting experiences.
Learn grounding skills, emotional regulation strategies, and supportive routines that help you move through difficult days.
Create space to remember, reflect, and process the impact of your loss in a way that feels meaningful to you.
Therapy supports you as you adjust to a world changed by grief—helping you find steadiness, connection, and hope over time.
Self-pay therapy is ideal for adults who:
You don’t have to carry your grief alone. Therapy can help you feel supported, grounded, and understood as you navigate life after loss.
Reach out today to schedule your first session and take the next step toward healing.
Investing in your mental health is one of the most meaningful things you can do for yourself - and for everyone around you. I am here to help you move forward. If you’re ready for care that puts you first, reach out today.
I'm Lori Gephart, a Licensed Psychologist in Pennsylvania with 36 years of experience providing therapy for adults. I am accepting new clients and I have evening and weekend appointments available.
Please note that, per my license, I can only meet with clients who are physically located in Pennsylvania at the time of their sessions.

Cash / Self Pay for those who value privacy, flexibility and control.